The BEST Christmas Present EVER

I'm not sure if I've been hemming and hawing here about my financial issues.

I need a bridgework where my tooth was extracted. Price: $3,000

According to the closing paperwork I signed when I bought my house last year, my property taxes were not be taken out as part of my mortgage payment and put in escrow to be paid by my mortgage company. Price: $3,900

Now, I suppose it would be silly to point out that I don't have $7,000 sitting in some account or in my walk-in freezer, (I'm not mentioning names, but I do have a relative that does this.) or even my money market account.

Why? Well, lets see. I've been paying in excess of $200 a month in co-payments for my prescription medications. Am I frickin' kidding you? Sorry, no. And that's on top of the close to $400 that's paid for my insurance coverage.

But, this blog entry is not to rant and rave about the ridiculousness of a health care system that can't even care for it's high functioning, working, self-advocating, health insurance covered chronically ill ~ that would be a much longer post titled "so very, very broken"

This is about THE BEST CHRISTMAS PRESENT EVER!!

As you may recall from my posts at the time of my house closing I'm not okay, the whole thing nearly fell apart because I lost my job, my mortgage and my electrical wiring all in about the same week.

My mother and I were literally sitting at the closing waiting for documents to be faxed up from the Florida offices of my bank. I was a nervous wreck. My mother had every checkbook she owned, including the home equity line my father had taken out on their home. (She actually had a backup plan of buying the house outright.)

Now, I don't remember a whole lot from that day, but I do remember reading through the bank paperwork and noticing the I was paying the 2006 property taxes, but the 2007 and following years would not be taken out of my mortgage escrow account.

So, imagine my surprise when I received a receipt in the mail today from the county tax office thanking me for my full payment of my 2007 property taxes in the amount of $3,900 (and some change).

Let's just say that's one debt off of my conscious.